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About Us

United Federal Credit Union has served its Members since 1949 by helping them to build a sound financial future. UFCU consists of more than 191,000 Member/owners worldwide, and manages assets in excess of $3.8 billion. Its corporate offices and main branch are located in St. Joseph, Mich., with additional branches in Arkansas, Indiana, Michigan, North Carolina, Nevada, and Ohio.

Owning a home can be a dream come true, especially when you secure a mortgage through United Federal Credit Union. We have a full line of options to fit your needs - whatever they may be!  We have built a strong reputation as a mortgage lender, serving the needs of individual Members, real estate professionals, and builders throughout our markets.

At United Federal Credit Union, you'll work with a knowledgeable mortgage advisor who can help you from the time you begin the mortgage loan application process until you close your mortgage loan.  We'll take care of the details so you can focus on your dream..



APR = Annual Percentage Rate

ARM = Adjustable Rate Mortgage, which means the rate and payment may increase after consummation

United Federal Credit Union
150 Hilltop Road, Saint Joseph, MI  49085
Toll Free:  (800) 777-1627
Copyright © 2023 United Federal Credit Union
NMLS ID# 471962
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